My family has been able to refinance with a FHA loan. I bought the house in 07 and I have no experience with appraisals. The appraiser said we could most likely come in 5K more than we originally paid, but I need to ensure this happens to cut down costs. What can I do to [...]

I have an adjustable mortgage and want to avail refinancing to current low rate. My mortgager is selling me an FHA loan instead pending appraisal. I have not defaulted till date and do not know what to do. My home unfortunately is not held by the FM’s. Had it been the case I would have [...]

I just bought my first house in November 2008 – FHA loan, 30 fixed, about 5.8% interest rate (also used a School Facilities Fee program – we were gifted about ,000 to pay closing cost and as a down, if we stay in our house 5 years, etc.). I keep getting all these offers in [...]

what will happen now does that mean that we can’t refinance? It was supposed to be FHA and it is through our current mortgage lender (chase). Please help!!!

Tags: chase, current mortgage, fha, FHA Refinance Appraisal, mortgage lender

I'm trying to refinance my mortgage (FHA) My loan officer has been fantastic. He told me Friday morning that the loan was in underwriting. How many days will this take? I am so impatient. Also, he said we werent going to get the appraisal done on my home until everything came thru as approved? Anyone [...]

Our appraisal is finished. Our loan has been submitted by our loan officer to the underwriter for approval. Our loan officer is not in Indiana. We thoroughly checked out the company before deciding to do business with them. My question is, our loan officer mentioned that Indiana is a "high cost" [...]

I am getting ready to refinance and was just told that a FHA home appraisal on a 150,000. loan was going to cost me 450.00 the last appraisal we got 2 years ago was only 300.00 . why is it so high. I am worried Im getting screwed what should I do about it. we [...]

I am refinaning my home, and using FHA. I was told that 2appraisals were required, and that a 700.00 fee was added to my loan. Is this legal?

Tags: apartment, cincinnati, fannie mae, fha, fha loans, fha mortgage loan, FHA Refinance Appraisal, freddie mac

Back in October we tried refinancing our house and it was a fiasco from day one with the lender we were trying to go thru. Well finally in December we got a closing date scheduled. We were locked in on a rate and had a excellent faith estimate and everything. We got to the lawyer's [...]

I am refinancing my home through FHA. The person working with me said that the papers from underwriting came back & all is excellent. Does this mean y appraisal has also come back? Can they end underwriting before the appraisal comes in? The person working with me already went over all the information on the [...]