Home » FHA Refinance Rates
How long do you have to own your house before you can refinance at a lower rate?
Written By: admin on June 28, 2009
One Comment
I bought my house in July 2008 in San Bernardino County in California with a rate of 6.25%. I heard rates are dropping into the 4% area. How long do you need to own a home before you can refinance for a lower rate? I have an FHA loan and a neighbor told me that if I call FHA they can simply just switch the rate for me, but that certainly doesn't sound right.
Related Articles
Related FHA Home Refinance Posts
- Should I refinance? Go to a different lender?
- want to refinance our home for a better rate, what should we know so we aren’t getting screwed?
- Can a conventional home mortgage loan be refinanced using FHA?
- What are the Differences Between an Fha Home Loan and a Conventional Loan?
- Florida FHA Loans, Florida FHA Mortgage, Florida FHA Lenders, 97% Financing
- Do I need to have 2 appraisals for a refinance?
- FHA Home Loan Refinance Can Be Quick And Easy!
- FHA Mortgage Florida, FHA loan Florida, provides security for Florida homebuyers
- Florida FHA Mortgage – Check Out the F.H.A.’s Rules, Florida FHA Mortgage
- Getting Good Mortgage Refinance Rates on Bad Credit
- FHA mortgage Florida, Florida mortgage, FHA mortgage loan , Florida FHA loans
- FLorida FHA Mortgage, Florida FHA loans create opportunity for Florida homebuyers
- Florida FHA loan, ((97%w 530 FICO))
- Florida FHA loan, Florida FHA home loans offer ((97%w530FICO))
- FHA home loans make it Easy to BUY a Florida HOME, 97% down to 530 FICO
- Why should Florida homebuyers choose an FHA mortgage?
- Many reasons why Florida homebuyers Choose FHA mortgage loans
- Let FHA loans Help you Buy a Miami Home, ((97% down to 530 FICO))
- FHA loans are Gaining Florida Market Share, (((97% w 530 FICO)))
- Guide to Florida FHA Mortgage loans
- FHA mortgage loans, FHA home loan mortgage Lenders provide easy financing
- Florida FHA Loan, (NO Min CREDIT SCORE)
- FHA Refinance Loans – Choose Between Many Types Of FHA Refinance Loans!
- FHA mortgage FLorida, FHA home loan Florida, 97% Finanacing
- Florida FHA loans, from a Florida FHA lender specializing in FHA Home loan
- FHA Loans back in style for “Credit challenged Borrowers” & high LTV financing
- FHA Mortgage Guidlines for Florida Buyers =((97%w 530 FICO))
- Fha Loans Have Key Advantages
- Florida Fha Mortgage, Florida Fha Loans
- Florida First Time Home Buyer FHA Loans, 97% down to 530 FICO
- Refinance Florida Mortgage with FHA, ((No Minimum Credit Score))
- What Are FHA/HUD Loans Loan? Florida FHA loan 97% w 580 FICO
- FHA loans for Florida home buyers, 97% Financing down to a
- FHA Loan, FHA mortgage down to 530 FICO
- FHA home loans for Buying a Florida home, ((97%w 540 FICO))
- Florida Refinance with FHA mortgage, Florida FHA mortgage Refinance,
- Understanding the Advantages of Fha Refinance Loans
- Florida Mortgage refinance, Florida FHA mortgage refinance
- FHA mortgage, FHA Loans for buying a Florida home
- How would I get caught renting out my FHA financed home?
- Is an FHA refinance good when i have a really good credit but the value of the house is low?
- FHA loan requirement: Must occupy home – How long?
- What about housing stimulus package for homes not held by Fredie Mac and Fannie May?
- I want to get 2 FHA loans?
- What is maximum yield spread premium?
- landlord in foreclosureure process?
- Does refinancing our home make sense?
- My mortgage company refuses to help me. I just found out?
- I’m looking for New Jersey FHA Mortgage Rates. Can someone please refer a fha mortgage lender in NJ to me?
- Bank won’t help us avoid foreclosure, why?
Tags:
bank foreclosures,
california fire,
chicago police,
fannie mae,
fha loan,
fha loans,
FHA Refinance Rates,
fire news,
freddie mac,
longcock,
neighbor,
north potomac,
property taxes,
renegades,
rogues,
san bernardino bank,
san bernardino county,
swine flu,
ventura county,
ynp,
yosemite,
yosemite national park
Tags: bank foreclosures, california fire, chicago police, fannie mae, fha loan, fha loans, fire news, freddie mac, longcock, neighbor, north potomac, property taxes, renegades, rogues, san bernardino bank, san bernardino county, swine flu, ventura county, ynp, yosemite, yosemite national park
It depends on what your mortgage states. I also have an FHA loan. It states that I cannot refi or sell for 9 years unless I repay the $5000 they gave me for closing costs. Read through your loan info and see what you can find out. It may be simpler to just call your loan officer. They should be able to help you out.