I have 2 houses? One is primary and second is a weekend home about 50 miles away. I want to refinance primary

The problem is that I am over 80% LTV on my primary residence. Can I do a FHA loan? I am currently at 90%LTV. Is this the best thing to do? Anyone have any other suggestions? Even with PMI on a FHA loan, my refinance will be a better interest rate and lower monthly payment combined with PMI than my current variable loan. Any thoughts?

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