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I would like to refinance my home with an FHA loan. I have cosigned several school loans.?
Written By: admin on June 27, 2009
One Comment
My daughter is currently in the grace period but I need to know if the payment amounts of the loans will be counted as debt for me also?
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If your daughter's student loans are in deferrment for at least 12 months, it will not count against your debt-to-income ratio. If she is still in school, she can easily show proof of a 12 month deferrment. If she is not, she can request a deferrment or forebearance (depending on the loan company).
PS – I sure wish I knew what the person above me was rattling about