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	<description>Find Out All About FHA Home Refinance, FHA, can i refinance a fha loan, can i refinance an fha loan, can i refinance fha loan, can i refinance into an fha loan, can i refinance with an fha loan, can you refinance a fha loan, can you refinance an fha loan, can you refinance fha loan, can you refinance with an fha loan, cost to refinance fha loan, countrywide fha refinance, do i qualify for an fha refinance, fha backed refinance, fha backed refinance packages, fha cash out refinance, fha foreclosure refinance, fha forward refinance, fha home loan refinance, fha home loan refinancing, fha home loans refinance, fha home loans refinancing, fha home mortgage refinance, fha home refinance loan, fha home refinance loans, fha home refinance rates, fha jumbo refinance, fha loan and refinance, fha loan for refinance, fha loan mortgage refinance, fha loan refinance, fha loan refinance program, fha mortgage refinance, fha mortgage refinancing, fha quick refinance, fha rapid refinance, fha refinance, fha refinance application, fha refinance appraisal, fha refinance authorization, fha refinance bad credit, fha refinance calculator, fha refinance cash out, fha refinance closing costs, fha refinance companies, fha refinance cost, fha refinance credit score, fha refinance fees, fha refinance guidelines, fha refinance home loan, fha refinance home loans, fha refinance hud, fha refinance interest rate, fha refinance interest rates, fha refinance leads, fha refinance lender, fha refinance lenders, fha refinance loan, fha refinance loan rate, fha refinance loan rates, fha refinance loan requirements, fha refinance loans, fha refinance mip, fha refinance mortgage rates, fha refinance mortgages, fha refinance options, fha refinance plan, fha refinance pmi, fha refinance program, fha refinance programs, fha refinance qualifications, fha refinance rate, fha refinance rates, fha refinance requirements, fha refinance restrictions, fha refinance rules, fha refinance upside down, fha refinance with cash out, fha refinancing, fha secure refinance, fha secure short refinance, fha stream line refinance, fha streamline mortgage refinance, fha streamline refinance, fha streamline refinance program, fha streamline refinance rates, fha streamlined refinance, fha va refinance, free fha refinance, government fha refinance, home affordable refinance fha, home equity loan tennessee refinance mortgage lead fha, how to qualify for fha refinance, how to refinance a fha loan, how to refinance an fha loan, how to refinance fha, how to refinance fha loan, how to refinance with fha, new fha refinance program, no cost fha refinance, qualifications for fha refinance, qualify for fha refinance, refinance a fha loan, refinance an fha loan, refinance into an fha loan, refinance into fha loan, refinance my fha loan, refinance to a fha loan, refinance to an fha loan, refinance to fha loan, refinance with a fha loan, refinance with an fha loan, refinance with fha loan, refinance your fha loan Right Here!</description>
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		<title>By: Dan B</title>
		<link>http://fhahomerefinance.us/need-to-refinance/comment-page-1/#comment-409</link>
		<dc:creator>Dan B</dc:creator>
		<pubDate>Tue, 03 Nov 2009 13:17:19 +0000</pubDate>
		<guid isPermaLink="false">#comment-409</guid>
		<description>The bank may be in violation of the Serviceman&#039;s Civil Relief Act.  You are overseas not by your choice.  No military clause needed.  When you married your husband, you are now included in the Act.  Contact your Judge Advocate General (JAG) office for help.

The below site states that you must be owner occupied for 1 year.  After that, no requirement.  Written by a Florida title company.

Make the lender PROVE to you beyond all doubt that they are right.  Make then cite the rule or law.  Their &quot;policy&quot; does not override the FHA.  I assure you, they are NOT right on this one.  The reason I state this:  Owner occupied for how long?  How long is the home supposed to be owner occupied?  1 year, 5 years 30 years?  It&#039;s not realistic.</description>
		<content:encoded><![CDATA[<p>&#84;&#104;&#101; bank &#109;&#97;&#121; &#98;&#101; &#105;&#110; violation &#111;&#102; &#116;&#104;&#101; Serviceman&#8217;s Civil Relief Act.  &#89;&#111;&#117; &#97;&#114;&#101; overseas &#110;&#111;&#116; &#98;&#121; &#121;&#111;&#117;&#114; &#99;&#104;&#111;&#105;&#99;&#101;.  &#78;&#111; military clause needed.  &#87;&#104;&#101;&#110; &#121;&#111;&#117; married &#121;&#111;&#117;&#114; husband, &#121;&#111;&#117; &#97;&#114;&#101; now included &#105;&#110; &#116;&#104;&#101; Act.  Contact &#121;&#111;&#117;&#114; Judge Advocate General (JAG) office &#102;&#111;&#114; &#104;&#101;&#108;&#112;.</p>
<p>&#84;&#104;&#101; below site states &#116;&#104;&#97;&#116; &#121;&#111;&#117; &#109;&#117;&#115;&#116; &#98;&#101; owner occupied &#102;&#111;&#114; 1 year.  &#65;&#102;&#116;&#101;&#114; &#116;&#104;&#97;&#116;, &#110;&#111; requirement.  Written &#98;&#121; a Florida title company.</p>
<p>&#77;&#97;&#107;&#101; &#116;&#104;&#101; lender PROVE &#116;&#111; &#121;&#111;&#117; beyond &#97;&#108;&#108; doubt &#116;&#104;&#97;&#116; &#116;&#104;&#101;&#121; &#97;&#114;&#101; &#114;&#105;&#103;&#104;&#116;.  &#77;&#97;&#107;&#101; &#116;&#104;&#101;&#110; cite &#116;&#104;&#101; rule &#111;&#114; law.  &#84;&#104;&#101;&#105;&#114; &quot;policy&quot; &#100;&#111;&#101;&#115; &#110;&#111;&#116; override &#116;&#104;&#101; FHA.  I assure &#121;&#111;&#117;, &#116;&#104;&#101;&#121; &#97;&#114;&#101; &#78;&#79;&#84; &#114;&#105;&#103;&#104;&#116; &#111;&#110; &#116;&#104;&#105;&#115; one.  &#84;&#104;&#101; reason I state &#116;&#104;&#105;&#115;:  Owner occupied &#102;&#111;&#114; &#104;&#111;&#119; long?  &#72;&#111;&#119; long &#105;&#115; &#116;&#104;&#101; home supposed &#116;&#111; &#98;&#101; owner occupied?  1 year, 5 years 30 years?  &#73;&#116;&#8217;s &#110;&#111;&#116; realistic.</p>
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