Homes in are area are foreclosing in the masses. Our income was recently cut in half. The house will not sell, other homes are not selling either. Can’t refinance without options because the home is worth 100k less than the mortgage. We’re stuck. Our bank is opting out of this [...]

I have an ARM at 9% currently on my house, the rate goes up March 1, then 6 months again it goes up. So I have been in contact with an out of state mortgage Co. trying to help me refinance to an FHA loan. I was approved for the loan straight away and they [...]

My mother passed away and I just went through probate on her home. I went to my mother’s current mortgage company. They said I can’t assume the loan, but I can refinance the mortgage and have it place under my name. (The payoff amount is ,000 and the home’s value is around 0-0k.) Currently, the [...]

I was told by a refinance.com agent that I may qualify to have an FHA loan to cover the remaining debt on my current mortgage since I am "upsode down" on my current mortgage, and desperately needing to refinance. Is this possible? He clarified that the government is trying to help people keep their homes [...]

I am refinancing my home for a better interest rate. We are going with a FHA so we can borrow a higher amount. The total mortgage will be about 160,000.00. There will be .8 , .5 and 1. in points in the loan for a total of 2.3 points. How much [...]

Ive been told alot of info on this (butalot of conflicting info)…..typically when you refinance a property you skip your next payment. With a FHA Streamline do you skip a payment?

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Back in October we tried refinancing our house and it was a fiasco from day one with the lender we were trying to go thru. Well finally in December we got a closing date scheduled. We were locked in on a rate and had a excellent faith estimate and everything. We got to the lawyer's [...]

I have an FHA loan at 6.5%
I obtained down payment help from Cal HFA for 00 which doesn't need to be paid back until I sell or refinance the house.
Looking to do an FHA streamline refinance but don't reckon my down payment help of 00 can be subordinated onto new loan.

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