If you are in the market for a refinance, you have undoubtedly heard about the various loans that are currently offered by lenders. There are adjustable rate mortgages, those that feature balloon payments, loans which offer substantial cash-out options, and of course also the loans that change an existing 30 year loan to a shorter [...]

FHA Home Refinance may be one of the best options available to you if you want to refinance your home.  It can be quick and simple and also save you money on your refinancing costs.
You may be in a position that you want or have to refinance the mortgage loan on your home.  There are [...]

FHA Mortgage Streamline Refinance loans are available to homeowners that financed their homes with FHA Loans.
First a small history on FHA Refinance Loans. They have been available for a long time, all of the way back to the 1980’s. Because of the popularity of FHA Home Loans the FHA Streamline Refinance Program has at least [...]

FHA Mortgage Loans for Buying a Home or FHA Mortgage Refinances are Quick and Simple with FHA Mortgage Loans
FHA home loans allow first time home buyers and current home owners buy a home with less than 4% down payment or FHA home mortgage refinance up to 97.75% of the homes value. learn about FHA loan [...]

I got some streamline letters from the mail. I called 2 already but none of them won’t tell me the interest rate and the cost of fees (closing cost and process fee) just estimate only. They wont tell me until I fax my info (ss# ID, run credit check and so on). I live in [...]

I bought a house 6 months ago and got 6% interest rate on 30 yr FHA. Watching the rates go down made me wonder if I can refinance. Since FHA is a government-backed mortgage loan I was wondering what the options were. I read something about FHA streamline refinance but didn’t really know if that’s [...]

I have an adjustable mortgage and want to avail refinancing to current low rate. My mortgager is selling me an FHA loan instead pending appraisal. I have not defaulted till date and do not know what to do. My home unfortunately is not held by the FM’s. Had it been the case I would have [...]

I just bought a home Oct 31, 2008 and locked in my rate at 6.125% for 30 yrs, the loan was for 207,740 and I pay ,268 a month for my mortgage for PMI. Rate seem to be in the low 5% now, so does that mean I just missed out on my chance [...]

I currently have a FHA home loan. 6.25 % back in 2006. I keep getting these things in the mail to refinance. Is it a excellent thought? The loan was for 123,888. My current house payment is about 850 a month. If I refinanced would it really bring it down that much? Thanks for the [...]

i am trying to refinance my house. I will only be at 60% LTV. The bank tells me that ALL FHA 30 year fixes require impounds regardless of loan to value, but that 15 year FHA loan leaves the choice to the borrower. Can anyone verify this or tell me where to look?

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