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want to refinance our home for a better rate, what should we know so we aren’t getting screwed?
Written By: admin on June 29, 2009
One Comment
were on a 30 yr. fha… refinancing on a 30 yr. conventional loan.
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You can search for mortgage deals in your state at bankrate.com. This isn’t a solicitation by the way, bankrate doesn’t even do mortgages themselves. It’s just an aggregator site. Pay attention to the APY column since that factors in any points or origination fees paid. The best deals are sometimes not even local lenders, but mortgage brokers who resell the loan. If they’re listed on bankrate they’re probably legit.
Beyond that my best advice is to get educated about how to qualify for better rates, like putting 20% down, improving FICO scores, paying off debts, that kind of thing.